Wordless Wednesday: The Ideal Food

Holiday Homesickness

Just feeling homesick today.

When my sister said that the packages has arrived, I got so excited like a child. I called my mother last night to confirm and asked how's everything. They are very happy and the children are excited about their birthday presents. They are anxious to open their holiday gifts too, but they can wait until Christmas.

The shipping of the packages (Balikbayan boxes) always takes more than a month. In this period includes the custom checks and sorting when the packages arrived at the door-to-door service company's office in the Philippines. After weeks at sea, the packages are delivered safe and sound to our family's door front door. Amazing huh?

Why am I feeling homesick today? Because I am wishing to be with my family while they open their presents. And this morning, when I turn on the radio, Christmas songs are playing. Good timing, right?

Never Miss A Payment

After two doctors appointment, I was hurrying to go to the department store today. I had a payment due to beat. I don't want the store to charge me any late payment fees. That is a no no! Late fees are very high. They're higher than the minimum payment amount in your bill.

Then I remember somebody told me about credit scores. If you pay your bill in advance or on time, you will have a good credit score. And it will reflect on your credit records. Is that right? That is why I am doing my best not to fail on my bill payments due date. For convenience, we should always keep bill payment reminders in our calendar. It will help us remember that way.

Do you care about your credit score? If you want to know, you can check for a free credit score online.